I have been advised by a lawyer NOT to reclaim my maiden name as it would put my credit rating at "0", and I would be subject to deposits on utilities, etc., even if I have been paying the bills out of my own checking account for years. Just telling my insurance carrier (Geico) doubled my rates and his stayed the same. I am now considered a "high risk." I think all divorced women should lobby congress to get this ridiculousness resolved. It is unfair to punish women for being divorced, while the men suffer no retribution whatsoever.