Julie: Lawyers handle finances in a divorce situation so you need one ASAP. I would think this 2nd mortgage done prior to your marriage shouldn't involve you. My ex tried to buy a home prior to our divorce being final and someone called trying to check my credit (which was/is fine) and my Lawyer told me I was to have nothing to do with this home (what if I'd been financially responsible for it after the divorce?). He did lose a job after the divorce.