You're right Mike looking at a chart the other day at 38 you have 15-20 mins, I bought a float coat from ONYX love it and retains 90% body heat, still need to be careful.
BARRY
A guy almost bit the bullet last year on Squam in a canoe I think, a fisherman heard him yelling and got him out of the water in time. If I remember correctly a couple of guys (maybe only one guy?) did bite the bullet in Center Harbor last spring, right after ice out and I think he was a native..Another very small boat.